In case you missed it, you can read my heartfelt sharing here:

http://www.universallifetools.com/blog/index.php/2011/11/spirituality-money-are-these-two-words-mutually-exclusive/

What I was not prepared for in sharing my honest account of how I felt, was the huge response that would ensue.      I have been inundated with emails/phone calls from all over the world, from people sharing their personal journey’s, sharing their pain and reaching out their hands to help.

I spent the weekend trying to process it all.  At first I did feel a little guilty, you know the story:  ‘there are people dying of starvation every day and here I sit well fed yet upset that I cannot pay my bills, get over yourself Simone !’.

And then I felt embarrassed from the onslaught of people trying to send me money, wishing to pay my rent for the next 6 to 12 months or gifting me course after course to help out.

I was left speechless, my head was swimming, my heart was aching  and basically I just cried most of the weekend.. trying to open to and understand the depths of what this was all about.   I did however read every single one of your emails (I am nearly finished).. and have/ will be responding to you all in due course… even if it is just a one word email that says ‘thanks’.

I haven’t had much sleep these last days, as I have also been downloading so much information as I try to catch a glimpse of the bigger picture that is unfolding here in each and every moment.   I have begun to put my musings together  as follows… I hope it helps bring a sense of understanding to your world, to your life… and something to deeply connect with as we move into 2012 and beyond.

I have brought the information together under 4 headings as follows… just in case you need to skim read (I can get a bit wordy at times… so you may need to skim over the heady bits !);

1. Spirituality & Money – What others have to say;
2. What the GFC is really about;
3. Co-creating  CGF (Conscious Global Finance);
4. Where to from here ?

1. Spirituality & Money – What others have to say

Since late last week I have read over 800 emails from beautiful souls responding to my story.   I guestimate about 99% of those emails told the exact same story over and over again.    Now these emails are from people who are practitioners / teachers in all different fields/healing modalities, as well as from people from all walks of life simply choosing to live consciously.   .As I read email after email the same theme was prominent throughout..… it went like this:

‘I too have struggled enormously over the years.  After making the leap into a job which followed my passion, I job that I felt contributed to world and was my reason for being here on Earth, I have found it hard to make ends meet.  I have lost my house/lifesavings/super/car etc.. trying to make this work… and I just don’t know why this is so hard when I feel within my heart that I am doing the right thing’……

As I am reading all these emails, I began to see that this is not a co-incidence… this story is coming from every country around the world.. there is something big happening out there in the ethers… what does all of this mean ?

I believe strongly that in our lifetime here on Earth, we each have our own personal soul evolutionary journey.   That is we each have an opportunity for personal growth, awakening and to transform old outmoded unconscious beliefs into beliefs which resonate with an enlightened way of being.  Goodness knows I just shared with you these last few days an aspect of my own evolutionary journey, the low lights and the highlights.   I believe however that my small personal experiences that I shared with you, whilst raw and painful for me as an individual, has actually been a catalyst for us to open up to one another, and make sense of what is actually happening on Earth at this time collectively

2. What the GFC is really all about !

I was awoken very early on Saturday morning (3 Dec 2011), with a download of information describing in detail what the GFC (Global Financial Crisis) is facilitating.   Please keep with me on this, I promise to tie it all back together with my experience late last week !

The vision I was given to understand the download was about likening the letters GFC to musical notes.   I will give you a little background first so as not to lose you in understanding what this all means….

In the healing modalities that I teach (both Crystal Light Healing & Essence of Angels), all of our Chakra’s are manifest through vibration (sound) creating colour and form.    The musical notes of each Chakra are as follows:

Note G – Soul Star (upper most point of our energetic bodies)

Note F – Crown Chakra

Note E – Third Eye

Note D – Throat Chakra

Note C – Heart Chakra

Note B – Solar Plexus

Note A – Sacral Chakra

Note G – Base Chakra

Note F – Earth Star (lowest point of our energetic bodies)

Thus from the little information that I have shared above, we can see the that the GFC is about transforming the hardwiring of the consciousness of our planet.. about breaking down the power structures and belief systems associated with money… about erasing an old paradigm that no longer can exist within a conscious society.  Let me explain…

Our Soul Star contains all ‘memory’ of the evolutionary journey of our soul across all lifetimes, it also contains the expression our DNA ‘chose’ for this earthly experience .  Our DNA expression is not just our familial genetic code but also the expression via the imprinting of your astrological birthing pathway (birth chart) as well as an imprinting of the ‘program’ of the consciousness (environment) of the planet in which you live.

Thus the ‘G’ in  GFC is working via our Soul Star awakening us to our own personal belief systems, bringing our conscious awareness to that which no longer serves you and ‘wakes you up’ to the program of the planet in which you live.

The ‘G’ in GFC is also working via our Base Chakra.   Our Base Chakra relates to our survival, having our needs met via food, shelter, money and our safety and security.    Many on Earth today have a base chakra attuned to that of fear as they taken on the paradigm of the planet.   Fear of lack, fear of limitation, fear of safety.    Thus we are breaking down the old beliefs espoused by the old base chakra program…. as beliefs built on the foundation of fear (False Expectations Appearing Real) do not serve the highest purpose of an enlightened world.

The ‘F’ in GFC is working via our Crown Chakra and our Earth Star.   We are becoming wise to, aware of,  conscious to the fact that we must ‘deplug’ from the old Earth paradigm of fear.  We are enmass taking our Earth Star (where are energetic body’s anchor into the energetic grid of Mother Earth) and removing it from the ‘old Earth paradigm’ and re-establishing our connection into a new Earth, a collective grid of awakened consciousness.   This is why many conscious people are experiencing ‘financial issues’ on Earth today (but I will explain this in more depth under points 3 & 4 below).

And finally the ‘C’ in GFC means this is all being orchestrated through our hearts.   As the old falls away many are falling into fear and victim mode… however those that are willing, open and conscious to ride these new waves of evolutionary consciousness through their Hearts are aware that as the old crumbles we are opening the doors to a whole new world built on a foundation of Love.

So lets just see how we are doing this then….

3. Co-creating CGF (Conscious Global Finance)

I was awoken again very early the following morning (Sunday 4 Dec 2011) with a deeper understanding of just how we are building this new Earth.

So you can follow me, the list below details additional musical notes and energy centres (shown in pink).  This double octave spectrum of notes represents our multidimensional experience within the Milky Way Galaxy (refer to the Diagram 1 at the bottom of this article for a graphical representation of this double octave for those of you .. like me.. who are visual !).

Essentially, our Heart Chakra at note C is our connection to the Heart of our Galaxy (also note C) and the Heart of our Earth (note C).    The three Hearts, trilogy, beating together as one…

Note C – Cosmic Gateway -  Galactic Core, Heart of Milky Way Galaxy

Note B – Universal Gateway – Sirius

Note A – Stellar Gateway – Pleiades

Note G – Soul Star

Note F – Crown Chakra

Note E – Third Eye

Note D – Throat Chakra

Note C – Heart Chakra

Note B – Solar Plexus

Note A – Sacral Chakra

Note G – Base Chakra

Note F – Earth Star

Note D & E -  Portals within Earth Leylines

Note C – Earth Gateway – Earth Core, Heart of Mother Earth

What I was shown, is that those of us that are awake/awakening are being brought together to create  CGF …. moving the C at the end of GFC to the front… creates CGF or Conscious Global Finance.

Together, we are co-creating a new paradigm, a conscious understanding of what wealth is, and how this construct of finance, built on a foundation of Love will support the new Earth.

If you are struggling with finances at this time, finding it challenging to make ends meet… yet know in your Heart that you are opening/following your path, working your passion and being of service… take Heart in the knowledge that you are not alone… and in fact you are perfectly placed and all is in divine order in this moment.   Let me explain….

People living a conscious life around the world are dissatisfied with the way that Governments control the people and how financial institutions/corporate sector have no qualms in investing in ways to ‘steal’ from the Earth without regard to future generations.   This ‘taking’ is done in the name of progress and to build economy’s and lifestyles that we supposedly need in order to be happy.   We are being told a lie that this is a win win for all us… consumers can live the material dream of paradise,  whilst business maximises profits and shareholder returns.    Interesting that our advancements have led to record number of people on anti-depressant medication, disillusionment  and a general lack of wellbeing and sense of belonging within the ‘advanced’ countries.

Awakened people do not ‘fit’ into this old model of business/finance, hence we are literally ‘pulling up’ our Earth Stars (energy centre that anchors us into Earths field/consciousness) and placing our Earth Star into a new reality, we are making a quantum shift into a higher frequency dimensional octave… based on values, ideals and beliefs from the Heart.

We are currently on the cusp of transitioning, so it may feel at times as if we are walking between worlds.   We do not fit into the old model, thus we are withdrawing and anchoring into the new model… yet this new model is still being configured as we are still envisioning and creating this revolutionary new Earth.  Within this quantum shift that we are making, we are establishing CGF.

The letter C in ‘CGF’ stands for the coming together of our Hearts here on Earth (note C) with the Heart of our Galaxy (note C) and the Heart of Mother Earth… literally taking our full double octave experience and parallel leaping into a higher dimensional reality.

The letter ‘G’ in ‘CGF’ relates to us consciously re-writing our beliefs from a place of wisdom (Soul Star note G) and then transcending into a new base chakra vibration (note G), one of joy and illuminated wisdom as a co-creator.  Your soul is a spark of the divine all, thus as all of creation flows through you and nothing is external to you, thus security / survival is all but an illusion within a world based on fear, lack and victim-hood.

And finally, the letter ‘F’ in ‘CGF’ is our intent to bring down this higher wisdom from our Soul through into the physical (via the Crown Chakra, note F) and anchor this within the new Earth via our Earth Star (note F), in order to be and live within a new Earth.

4. Where to from here ?

Is it no wonder then as we walk between worlds, as individually and collectively we are making the quantum leap into a new way of being that people are finding challenges with finances at this time ?

We don’t fit the old model of consumerism and greed, yet we are still co-creating and writing the new model… thus our bank accounts may be ‘blank slates’ during this cusp period as nothing as of yet is firmly written in our collective psyche.   It is as if we are all chewing over our lives individually…. but until we come together collectively to envision this new world it is as if the ‘save program’ button is still to be pressed.

CGF is awareness that money has no boundaries and that ownership is a state of ego and an illusion of separateness.    Our ego may like to think that we own a piece of land, that our house and car define us, and that the accumulation of assets brings us status, happiness and security… but in an enlightened world, all of this couldn’t be further from the truth.

Now don’t get me wrong, I am not out to portray money in a bad light, I LOVE money and it is an absolutely wonderful form of energy.   What I am expressing here is that imagine what we could do with money living in a world that breathes CGF.

In a world of CGF, no person would live in poverty, no person would go to bed at night thirsty/hungry and every person would receive access to holistic health care.   In a world of CGF,  hierarchy, status and segregation are a thing of the past, as ‘my’ resources become ‘our’ resources to meet the needs of all both individually and collectively.  In addition, our choice of resources would be sustainable as we acknowledge ourselves as caretakers of the Earth for future generations.

Because we would all live from the ethos of ‘what is mine is yours’ and ‘what I do to you, I do to myself’, we would work together in community to find solutions and ways to live in harmony together in the unified field.

Thus what we are being called to do during this time of re-writing and transition is to come together collectively and begin to live CGF as if it is already made manifest, that old ‘fake it to you make it’.   So how can we do that ?

As we are re-writing the definition of what MONEY (Mass ONEness Yield) really means under CGF… what a great time to live CGF in our community.    We can begin by sharing our resources, sharing our services, sharing our homes, sharing our Money through kindness, thoughtfulness and compassion for self and for all.

This is exactly what happened at the end of last week, when I shared with you my pain and you all responded in kind through expressing love, offering of your services and being prepared to gift your money.   We also see this when a natural disaster occurs, such as bushfires, tsunami s or floods…. we have this urge from within to get out there and help, share our time / resources / talents to help those in their hour of need.

Now, rather than waiting for someone to speak up and say ‘I am hurting’, and rather than waiting for another natural disaster to hit before lending a hand… lets just do it all now.   Lets just pool our combined resources together in community and together configure a new paradigm of CGF.

Tonight,  friends have invited our family to share dinner at their house.   They live on 5 acres of fertile land, and these beautiful friends have planted the land with fruit trees, veges and herbs.   Their vision is to create a community garden where people come together to collectively tend the gardens and then all share in the bounty of the harvest.  This is what I mean by CGF… the breaking down of barriers between us, and the acknowledge of communal assets and  resources.

To get you started on thinking/acting/doing along the lines of CGF, here are a few dot points that are easy to implement…. and I do look forward to hearing all of your own glorious ideas

• Walk in sacredness.  Feel the Earth below your feet in each and every step, and honour your conscious role in birthing this evolutionary leap in consciousness;
• Grow your own veges & herbs, share your bounty with others with wild passion and sacred intent;
• When you make a meal, make a little extra and spontaneously deliver it to a neighbour to revel in a warm home cooked meal, and feel the love;
• When you mow your lawn also mow your neighbours.. there are no boundaries where your lawn ends and theirs begins;
• Pay your bills early should the money be in your account…. why be bound to a date or form of when something should occur.  Allow the money to flow from you to another knowing that the cycle will come full circle, and the circle is infinite.
• When you pay for a conscious product/service (eg a massage, organic food paid direct to the farmer etc..), should you LOVE the product/service why be bound/boxed in by the going rate, pay what you feel the product/service is really worth in  your heart.   If you want to pay more, then do so… when you expand yourself you give others permission to do the same.
• Always be authentic with your word.   Whether your word is something that you say you will do, be, a commitment or contract… your word is your intention to the universe… your word is light, your word is energy, your word is what creates the form of the new Earth.  Your word is your Love.  Simply be your LOVE.

Please feel free to share this message with many, for together in community we can create this new world together.

Love & Blessings

Simone M. Matthews

http://www.UniversalLifeTools.com

Diagram 1  (discussed in Point 3 above)

Janet Tempest – Founder of Yoga and Crystal Awareness Training Centre

After a long break from working as a Reiki Master, I was looking for a way back home to my “Self” and another way to be of Service to others.  I was drawn to study The Crystal Light Healing™ Teachers course and it  awakened my body profoundly on a cellular level and brought me back into balance on an energetic level.  CLH was instrumental in helping me remember the deep joy of working with crystals and energy healing.    The journey back to healing was just beginning and I felt an overwhelming desire to continue to find an even deeper connection with my “Self”, a way to embody joy, detachment, peace!

I was guided to study Radiant Light Yoga, a form of Hatha Yoga.  Yoga has had a profound effect on my life, especially due to the deep commitment to practice yoga and meditation on a daily basis.  The practice of Yoga brings with it a deep understanding of the inter-connectedness of all life and develops great compassion for all life forms, including compassion for the “Self”.

The combination of crystal, energy work and yoga has expanded my consciousness and my sensitivity to energy in a way that I would never have imagined. It has helped me to learn the value of being PRESENT, for in the present moment there is FREEDOM!

My purpose in this life is to be of service to others.  Currently I run Yoga classes and Crystal Light Healing Workshops™ throughout the year at several locations on the Sunshine Coast.    I invite you to join me on facebook at www.facebook.com/restorative or on my website at www.essenceoflove.biz for more information on how I can be of service to you.
Namaste

Janet Tempest (view Teacher Page >>>)

Accredited Master CLH Teacher
CLH Honours
CLH Practitioner
EOA Practitioner
Wave Of Love Graduate
Reiki Master Trainer
Accredited Level 2 Hatha Yoga Teacher

Janet was also recently interviewed by the press, see her article in the Sunshine Coast Newspaper Click Here >>

Photos from Janets Last event here on the Sunshine Coast…

This is one of those topics that trigger many people….. and for some of you just these words together may already be making you squirm within your seat.   It is something I have to say that I have had many confrontations with over the years…. and just this week an incident really brought up some of my deep wounds to the surface.

But before I talk of this weeks events, would really like to give you a little background about myself……

Many years ago (it actually seems like a past life)… I left the corporate world to pursue the callings of my heart, and work in the field of complementary medicine, healthcare and personal development.   At the time I was earning a six figure salary plus bonuses, however everything else in my life was at a low level of resonance… my health was poor, my marriage was crumbling, my soul was sad and I was depressed and very alone in darkness.

After a life changing experience (I talk about this in my workshops)… I made the giant leap out of my comfort zone to follow my passions and do what my heart and soul was calling me to pursue.  I quit my job, moved interstate, left my marriage and studied natural medicine.

Over the ensuing years my health improved and I was sparkling with vitality,  I had a zest for life and my depression had been transmuted.   I fell in love with my Soul mate, was blessed with two beautiful children and LOVED, LOVED, LOVED my work.   Actually I never saw my work as work, it was just an extension of my life, who I was, and what I was on the planet to do.

Nearly ten years ago now, I was guided to close my healing studio where I saw clients one and one, and focus my energy on building my Universal Life Tools school.  I LOVE teaching and sharing.. and working with groups was both inspirational and personally inspiring.    I felt in greater service to the planet in working with groups, and felt humbled to be a part of peoples lives in providing tools to follow the inner callings of their heart.

Everything in my life was flowing with grace and ease, except for one thing… the financial side.  I always seemed to be struggling and have challenges making ends meet.   Even if I did have a surplus in my bank account, this would always be wiped out by fridge breaking down, an unexpected bill in the mail etc..     I could laugh at the irony that my life had done a complete 180.  Where before I was abundant with money but everything else in life was poor, now here I found myself abundant in health, relationships, spiritual meaning and purpose… but financially very poor !

In running my workshops, events and courses in the early years, I entered this world of service from a place of love, authenticity and calling to help others.   Thus many people who were financially challenged would attend my events and ‘promise’ to pay later.    I would allow people to have accounts for products /vibrational remedies where they could ‘pay me later’ when they could afford it.   And I offered many scholarships to help people move out of their darkness and into a place of light and joy.    I thought I was being of service, but really I was running myself broke.

With no income from my private healing studio, and a large percentage of my students not honouring their commitments to eventually pay I hit crisis point.    I had a mortgage, mouths to feed, electricity and phone bills to pay… and I did not have the cashflow to meet my obligations.   Friends and family helped out, and for that I am truly greatful… but it came to the point that I was so over-extended that we had to make the heart-breaking decision to declare bankruptcy.  We put the house on the market, and through divine intervention in sold in time to repay all debts before we declared bankrupt… but the journey left completely exhausted and a feeling of ‘what was that all about ?’

Fast forward a number of years (after years of working on myself)  I saw the need to make contracts with all my clients.   Maybe I had being wearing rose coloured glasses in believing that everyone would be authentic with their word, and thus contracts would mean that each party would have a clear understanding of what they were entering into and thus every transaction was entered into from a place of mutual respect for one-another.

This worked to an extent, and apart from the odd challenge here and there clients did begin to honour their commitments.     However, I still found my self to be financially poor… and making ends meet was still a struggle… yet every other aspect of my life was amazing.

So now that you have some background, lets come back to the situation that I found myself in this week…..

Two clients (who both know each other and are friends)… chose to not honour a legally binding contract with me for a significant amount of money.    They each have their reasons, and I was open to discussing alternate payment plans and helping out their situation.  I was trying to be as flexible and compassionate as possible, but at the same time honouring my position and the legal contract we have in place.

However, both clients were not open to discussing alternative arrangements,  they wished to have the contract dissolved, and their debt to me forgiven.   I have been seen as being greedy, unspiritual and lacking understanding for not forgiving their debt and bowing to their request.   I have also been perceived as having heaps of money, so what should it matter if we do not meet our contractual obligation to you and pay !

I pride myself on being authentic with my word, meeting my committments and always honouring what I say I will do… so why is it then that I do not receive the same respect from others ?

The expiry of one of the contracts today (30^th November) and hence payment of consideration was to pay this weeks wages, phone and electricity bills and the mortgage.    Ironically it is not the money that is making me hurt so much.   Yes I only have $72 in my work account today after I paid the printing bill from my last workshop…. (oooh that sounds a bit scary doesn’t it !), and have no idea how I will pay all of these bills by tomorrow..… but time and space always seem  to collide and things do work out in divine timing… so I hope you are listening upstairs….  I really need some help by tomorrow !!!

I am hurting from a much deeper pain, a much deeper wound, a much deeper darkness within my heart.   I am hurting because I feel violated, feel used and I feel valueless. I know I am not a victim, this would be an illusion… but I am a human, and I am hurting.

The phone just rang now as I am writing this, it was my assistant Alli checking in to see if I was ok (love you !!!) and I have tears rolling down my face now as I type this message… I have a lump in my throat… and I can feel I am holding back from sharing the truth… but I know I must confront my pain, allow it bubble up to the surface and be transmuted with love.

I am seeing that my hurt is coming from a place of low self-esteem, little self-love and a lack of honour of my worthiness.

I give and give and give as I LOVE all I do and I see miracles each and every day.  I witness people going into remission from health crisis, I see people finding joy in their life where before there was only darkness, and I see people finding love where before there was only fear.  I wouldn’t trade my job for anything in the world.. I feel blessed to be on this journey here on Earth, and I do feel I make a difference.

But as I embark on 2012, I now see I need to make some major changes in my life.   This will be the year that I will dedicate more to me, more to finding my own love within and more to loving myself unconditionally.     People only take and take and take from you when  you choose to let them and when you don’t have the self-esteem and confidence to say ‘enough is enough’.

I acknowledge that I am financially challenged in this moment because in the past I have not wanted people to not like me, to think ill of me or perceive me as being money hungry and out to get a buck.  I have allowed people to walk away from their commitments because I wanted to be liked, wanted to be loved… and just wanted at the end of the day to help people and do my job.  People do not honour me, because I have not  honoured myself.    I have a fear that money ‘is not spiritual’ thus I have chosen (unconsciously) to continually struggle and be poor as evidence of being of greater service.   I am hurting, and hurting REAL BAD in this moment… but also I recognise that the time has come to release the hurt and replace it with pure LOVE

Well 2012 is the year this will all change… otherwise I am going to do a repeat of an old cycle and lose my house again… and believe me I do not want to go there !

I am aspiring in 2012 to lead from my heart and demonstrate my love of self in all that I do.   I choose to be authentic with my word, and honour this in each and every moment.

I envision a world as we move more deeply into the Golden Age where contracts are a thing of the past, where we work in unity from a place of authenticity, love, respect and honour of one another.    Until then… I have a lot of work to do on myself… what a journey to embrace in 2012 and beyond..… I invite you to join me if you wish !

Last week I was interviewed by Natalie Hennessey, of the ‘Spirited Women’s Network’.   We discussed a range of topics… and thought you may like to listen to the recorded interview and maybe take advantage of the special offer at the end.

Topic:  How to Harness the ‘Power of You’.   When you harness the ‘Power of You’ you are tapping into the core essence of your passion, tapping into the field of creation that transcends time and space and tapping into a vortex of unlimited of unlimited potential. Join Simone to find out how to unleash the ‘Power of You’ and hence create successful events from the ground up !

We invite you to listen to the interview with Simone, take advantage of her special offer, and learn how to ‘Harness the Power of You’.

Interview: Simone Matthews >>>

Details regarding special offer:  Click Here >>>

On the weekend we facilitated our last Essence of Angels course for the year in Sydney Australia !   I feel very blessed and eternally grateful to Marayah from House of Healing Yoga & Meditation for supporting this event and making it possible.. blessings to you Marayah.

It was a pleasure to come together with such an enlightened group of God/Goddesses… .and share in the ancient wisdom… thank you for your authenticity, courage and blissful passion for embracing the deeper aspects of you.

Please see the photos below of our Sydney workshop.. and magic shared by all.

As I now reflect on our Australia Tour.. .the one thing that stands out to me from my events/discussions is how people around Australia (and around the world) and stepping up and taking their consciousness to a whole new level.  People are feeling the calling to follow the voice within, transform their fears and embrace living in the light of truth, wisdom and joyous states of being.

As we have seen around the world, the ‘Status Quo’ is being rocked, the voice of people are being heard, and together we are working toward finding solutions and and establishing new paridigms of being … to bring our world together in Unity and enduring Peace in this generation and generations to come.

I feel proud to call myself a world citizen, and to be alive in this generation, where we sit on the edge of evolution and collectively we are the springboard for a next stage in Earths evolution.

If you feel the call to step up and directly be a leader in taking Earth and all Humanity into this next stage of evolution … then I invite you to sign up for one of our Teacher programs in 2012.  Whether you attend the Teacher training to Teach or for personal development… the courses are about taking your gifts, talents, wisdoms to a great level of remembrance to be a service to the greater good of the all.

Essence of Angels Teachers Course – March 2012  (Noosa, Australia)    Details >>>

Essence of Angels Teachers Course – July 2012 (Canada)  Details >>>

Crystal Light Healing Teachers Course – May 2012 to March 2013 (International / Australia)  Details >>>